Accidents happen as they say. You can be the safest driver and still end up with a damaged vehicle. What happens when that vehicle is an accessible vehicle? A vehicle you use daily to get kids to school, activities, shopping, doctor’s appointments, dialysis or the many tasks that occur when a wheelchair using person is involved?

The answer to the big question: “What am I going to do for accessible transportation?” seems to get lost, when the answer is right here. Rent a wheelchair van from Wheelers Accessible Van Rentals.

Here is a little information about accidents and insurance that we hope you’ll find helpful.

#1 Auto Accident

When another party has hit your vehicle, the rules are different than when you’ve hit another person’s vehicle. When you and your vehicle have been damaged due to an auto accident, the person who hit you, it’s their insurance which must pay. (exceptions are no-fault states) Insurance regulations mandate that the insurance company must rent you a vehicle of same condition/type or better.  If you’re in a wheelchair van, they must rent you a wheelchair van.  Helping the insurance company understand that you know this information is helpful in getting them to rent you the wheelchair van. Wheelers Accessible Van Rentals has had great success working with insurance companies and getting you delivered a quality accessible van rental until your van has been repaired.

#1 Third-Party Liability Insurance

Sometimes, the person that injures you in an accident will end up paying for the damages. After all, they caused the accident. The key is whether or not they have a liability insurance policy. Wheelers will assist you in calling the company and obtaining necessary information to verify if they will pay for rental vehicle or other services. This is also true if it was a commercial vehicle that hit you. If you get injured at someone’s home or property, they might have premises liability insurance that helps out. It all depends on the situation and the person that causes the accident. As you can imagine, there are all types of insurance policies that can affect payouts from these types of incidents.

#3 Personal Injury Protection Insurance

You might find coverage for accessibility resources and if they are covered after an accident, if there is PIP insurance. Personal Injury Protection insurance is normally given by your car insurance provider and can be used for mobility devices and medical expenses if you are in a serious accident.

#4 Civil Claims

Another way to get compensated for accessibility resources after a major accident is through civil claims. Personal injury attorneys are always looking for cases and work on contingency fees, which means you don’t have to pay everything up front for their services. You should keep in mind that sometimes these types of claims take a while to process, so stay patient and avoid looking for any quick compensation and settlement promises.  But that does not eliminate their responsibility of renting the wheelchair van while they sort everything out. They will try and delay and distract you. Keep focused and let them know you need the accessible van. You may have doctor’s appointments and other appointments which could be detrimental to your wheelchair user’s health.

Contact Our Team Directly For Additional Information

Accidents happen all the time and, if you have been disabled due to an accident, you deserve to receive compensation for the life-changing event and when it comes to accessible rental transportation, Wheelers is the one that will get you on the road again. Click here to contact us.

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